Ingredients

3/4 Cup low-fat sharp Cheddar cheese
1/4 Cup fresh grated Parmesan cheese
1 3/4 Cup reduced-fat baking mix
1 Cup skim milk
1/2 Teaspoon black pepper
1/4 Cup low-fat ham, finely chopped

Instructions

Mix cheeses, baking mix and milk together. Add pepper and ham. Mix well and spoon into lined muffin pans to half full. Bake at 400 degrees for 12-15 minutes or until golden brown.