Ingredients
| 3/4 Cup | low-fat sharp Cheddar cheese |
| 1/4 Cup | fresh grated Parmesan cheese |
| 1 3/4 Cup | reduced-fat baking mix |
| 1 Cup | skim milk |
| 1/2 Teaspoon | black pepper |
| 1/4 Cup | low-fat ham, finely chopped |
| 3/4 Cup | low-fat sharp Cheddar cheese |
| 1/4 Cup | fresh grated Parmesan cheese |
| 1 3/4 Cup | reduced-fat baking mix |
| 1 Cup | skim milk |
| 1/2 Teaspoon | black pepper |
| 1/4 Cup | low-fat ham, finely chopped |