Ingredients

3 Cup water
4 medium potatoes, diced
1 Cup sliced celery
2 Cup sliced carrots
2 Teaspoon salt
1/4 Teaspoon pepper
1/2 Cup chopped onion
1/2 Cup butter
1/2 Cup flour
1 Quart milk
1 Pound sharp Cheddar cheese
1 Pound ham, cubed

Instructions

Bring the first seven ingredients to a boil; simmer 10 minutes until vegetables are tender. (Do not drain!) In a large pan, melt the butter and blend in the flour; gradually pour in the milk. Stir and cook over medium heat until thickened. Add cubed cheese and stir until melted. Add vegetables (with the cooking liquid) and cubed ham. Heat through, but do not boil.