Ingredients

1 1/2 cups water
2 cups potatoes, peeled and cubed
2 medium carrots, chopped
onion, chopped to taste
1 tablespoon beef bouillon granules
1/2 teaspoon salt
1 pound ground beef, cooked and drained
2 1/2 cups milk, divided
3 tablespoons flour
1/4 teaspoon pepper
8 ounces American cheese, cubed
Optional toppings: Shredded cheddar cheese, crumbled bacon bits, chopped dill pickles

Instructions

Combine the first six ingredients and boil for 15 to 20 minutes. Sir in cooked ground beef and 2 cups milk; heat through. Then combine flour, pepper, and ½ cup milk. Add this to other ingredients and bring to a boil; cook until thickened. Stir in cheese until melted. When serving, top with shredded cheddar cheese, crumbled bacon bits and chopped dill pickles.