Ingredients

1 can refried beans
1 pound ground hamburger, cooked
1 cup cheese, shredded
1 small jar salsa
fresh cilantro, chopped
optional: chopped onions, peppers, olives sour cream
tortilla chips

Instructions

Spread refried beans in a greased 9x12-inch casserole dish. Layer cooked hamburger over the beans. Top with cheese and place in the oven at 375 degrees F for 20 minutes, or until heated through. Cool for a few minutes, then cover with salsa. Add cilantro, and chopped onions, peppers, olives or other desired vegetables. Top with sour cream. Serve with tortilla chips. Serves 8-10